Berechurch Financial
Solutions and the
local community
At Berechurch Financial Solutions we want to be part of our local community. We are committed to supporting local charities through volunteering our time and expertise and by regular fundraising. If you are a local charity or organisation please get in touch to discuss ways in which we can work together.
Before You Pack the Car — Why Summer Is the Perfect Time to Check Your Insurance
The Summer holidays highlight how much families rely on financial stability. A quick insurance review ensures your loved ones stay protected no matter what life throws your way. 🚗 The Holiday Countdown The bags are packed, snacks are ready, and the kids are already...
The remortgage countdown: why acting early matters
If your mortgage deal is due to end in the next few months, it may feel like there's still plenty of time. However, when it comes to remortgaging, getting ahead of the process can make a real difference. Speaking to a mortgage adviser early can give you more time to...
Stuck in the middle: The sandwich generation is feeling the squeeze
“Clowns to the left of me, Jokers to the right. Here I am, stuck in the middle with you.” If you’re old enough to remember the song*, there’s a good chance you’re also one of the sandwich generation. If so, you’ll know that trying to cope with the financial, emotional...
Summer Newsletter
Berechurch Financial SolutionsSummer NewsletterThanks for reading our newsletter. If you want to discuss any of the articles in more detail, please get in touch.Download the Summer Newsletter PDF RetirementProtecting and passing on more of your estate Inheritance tax...
Are your finances match fit? Why financial protection matters more than you think
Every four years, the World Cup reminds us how quickly fortunes can change. One moment a team is flying high, the next a single injury or unexpected setback can alter everything. Financially, life works in a similar way. Many people focus on building their future -...
Thinking About Moving House? A Practical Guide to the Costs, Considerations and Why Early Advice Matters
Moving home is one of the biggest financial decisions most people make — and whether you’re upsizing, downsizing, relocating, or planning a retirement move, the process can feel overwhelming. The key to a smooth, stress‑free move is understanding the true costs, the...
The Benefits of Servicing Interest on a Lifetime Mortgage
How making optional payments can protect your equity, reduce long‑term costs, and give you more control over your future. A lifetime mortgage is one of the most flexible ways for homeowners aged 55+ to release tax‑free cash from their property. But one of the biggest...
What could the King’s Speech mean for homeowners, landlords and borrowers?
The King’s Speech is one of the most important moments in the political calendar. While delivered by the King, it is written by the Government and sets out the laws and priorities ministers plan to focus on over the coming parliamentary year. For many people, these...
Remortgaging in uncertain times: what global events could mean for your next deal
For the majority of homeowners, the end of a fixed-rate mortgage deal is already a moment that requires careful financial planning. But when global events begin to create uncertainty in financial markets, the question of when and how to remortgage can feel even more...
Why is it harder for first-time buyers to buy in 2026?
For first-time buyers in 2026, the property market is in stark contrast to when previous generations bought their first homes. The average first-time buyer in 1960 paid a deposit of just £595 (roughly £12,738 today)[1] compared to an average of £53,424 in 2024[2]. A...
Lenders to contact 1.6 million mortgage borrowers: why speaking to your adviser matters more than ever
With mortgage rates shifting in response to global events, the Chancellor has asked the UK’s biggest lenders to step up support for borrowers. As part of this, lenders will soon be contacting 1.6 million customers whose fixed‑rate deals are ending this year to outline...
Thinking About Equity Release? It’s Okay to Feel Unsure — Here’s What You Need to Know
If you’ve been hesitant about equity release, you’re not alone. Many homeowners feel uncertain at first — but learning how it works can help you decide whether it could genuinely benefit you and your family. 🌼 Feeling Unsure Is Completely Normal Most people don’t wake...