Mortgages

What sort of mortgages are available?

First time buyer mortgages

If you’re thinking about buying your first home, you will need to think about mortgages and Berechurch Financial Solutions can help you find the right mortgage for you and walk you through the process of buying your first home.

Remortgages

Remortgaging is the process of switching your existing mortgage on your existing property to a new deal. You can remortgage with the same lender but often if you’re looking for a better deal you might want to switch to a new mortgage provider. Berechurch Financial Solutions have access to a large variety of lenders and can help you find the best one for you. Remortgaging could save you money over the course of your loan by lowering your monthly payments or enabling you to repay your mortgage sooner.

Buy to let mortgages

Buy-to-let (BTL) mortgages are for landlords who want to buy property to rent it out. Anyone can buy a property as an investment to rent it out and usually this would require a Buy-to-let mortgage. The rules around buy-to-let mortgages differ from those around regular residential mortgages.

What to expect when looking for mortgages?

Whether it is your first home or your forever home we can help you find a mortgage. With access to an extensive panel of lenders we can help you find the right mortgage for you. Berechurch Financial Solutions has access to some exclusive mortgage deals that may not be available on the high street.

Initial Mortgage Consultation

We use the initial mortgage consultation to take time to understand you and your requirements, in other words what sort of mortgage you need.

Finding you the right mortgage or remortgage

After we’ve gathered relevant personal and financial information we can establish the right mortgage for you.

Meeting to agree your mortgage application and next steps

We will share tailored recommendations with you for your new mortgage or remortgage and any relevant protection needs.

Completion of mortgage

We will meet regularly to review any change in circumstances and ensure you remain on track to meet your goals.

Your home may be repossessed if you do not keep
up with repayments on your mortgage.

Most Buy to Let mortgages are not regulated by the Financial Conduct Authority.

First Time
Buyer

Home
Mover

Re-
Mortgage

Buy To
Let

Home
Improvements

Liz K

Steve was very helpful with arranging a remortgage and was lovely and calm when I was getting stressed! He talked through all of the options available to us. I would recommend.

Mantas A

Steve was incredibly helpful in securing our first mortgage and guiding us through the entire process. He was always responsive and readily available to arrange calls whenever we needed advice or clarification at any stage of the house purchase. We would highly recommend Steve for anyone looking for a professional and friendly advice.

Jake England

Steve recently offered fantastic financial support and guidance through our first remortgage, which included incorporating a Help to Buy Equity Loan. Steve really took the time to build a relationship, understand our family plans, and offer several options in a simple, clear manner. I’d 100% recommend Steve to others and we will use his services again. Thank you Steve!

Lucy Jenkins

Steve is very professional, he didn't stop until he found us the right mortgage. I would definitely recommend his services!

Richard Mann

Absolutely amazing experience with Stevve Beeton guiding me through my first mortgage. Really friendly and a very easy to get a hold of. Would 1000% recommend to anyone looking for any financial aid.

Sam Wheeler

Highly recommend Steve, we recently used his services to renew the mortgage on our family home. He has been great with keeping in touch and keeping us updated. He has been very proactive with finding us the best rates. They certainly made an unavoidable stressful situation, a lot less stressful.

Ben Golding

I recently worked with Steve for my remortgage. Steve was extremely helpful, supportive and knowledgeable. He kept me up to date with the whole process and was always there to answer any questions I had. He went above and beyond to make things as simple as possible for me and I couldn’t be happier with the experience! Mortgages can be extremely stressful though Steve kept everything calm and explained everything in a way that was easy to understand!! Thanks Steve, highly recommend!!! ( I would give 6 stars if I could!! )

George Holland

Me and my partner were first time buyers and Stephen couldn't have done any more for us. He explained everything really clearly and held our hand through the entire process. Would absolutely recommend Stephen to anyone, we are so pleased we went with him!

Mike King

Brilliant service in helping us buy our dream home. Very helpful and supportive. Willing to go that extra mile to find the right solution. Thank you

Katherine Chapman

Just want to say a big thank you to Steve for all of his help and support throughout my mortgage application and property purchase. He gave me all of the knowledge required throughout the process and was available to answer all questions I had. Thank you!

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